Shipping software since 2011

Nicki Sanders

Full-stack engineer and fractional CTO building AI, fintech, and blockchain products

I design and build products end to end, from data models, backend services, and AI agents to the interfaces people use and the infrastructure they run on. I've led engineering teams at Anchorage Digital, TaxBit, and Realio. Today I'm a fractional CTO for two companies and take on build work through NLJTS Consulting.

Portrait of Nicki Sanders
01 / Projects

What I'm working on

Blockchain investigations platform

Technical lead

Leading the technical build-out for a blockchain investigations brand, covering platform development, AI agents that automate investigation workflows, technical research, and the onchain analysis tooling behind their investigative content.

Consumer platform build

Full-stack engineer & architect

Designed and built a custom web platform for a consumer-facing blockchain brand, covering architecture and full-stack engineering from concept through launch.

Early-stage startup advisory

Technical advisor

Advising an early-stage blockchain startup on technical architecture, product direction, and blockchain-native development practices.

02 / Experience

Where I've built

  1. Dec 2025 to Present

    NLJTS Consulting

    Founder & Principal Consultant, Fractional CTO

    Fractional CTO for two companies, plus full-stack platform builds, AI agents and LLM-powered tooling, onchain analysis, and technical advisory for clients in digital assets.

  2. Aug 2024 to Dec 2025

    Anchorage Digital

    Engineering Lead, Self-custody

    Led the engineering team behind the self-custody product suite, building key management, secure signing workflows, and onchain policy enforcement on HSM-backed infrastructure.

  3. Nov 2023 to Jul 2024

    Realio

    CTO

    Rebuilt the backend for a tokenization and trading platform, including account and wallet migrations, and led the redesign of the investment and issuance platform.

  4. Apr 2023 to Oct 2023

    Nerd United

    Director of Engineering

    Hired a team of blockchain, backend, and frontend engineers and took an internal product from inception to launch.

  5. Jun 2021 to Dec 2022

    TaxBit

    Head of Blockchain Engineering & Principal Developer Advocate

    Architected blockchain data ingestion services across many chains and protocols, and led a team of backend and blockchain engineers.

  6. Aug 2015 to Jun 2021

    tZERO

    Development Team Lead, Senior Software Developer

    Built trading backends in Java, Scala, and Kotlin, designed the security token smart contracts (3 patents), and led the mobile app team.

  7. May 2012 to Aug 2015

    Raytheon

    Software Engineer II

    Backend systems and REST services in Java and Oracle, plus Android and Swing frontends.

  8. May 2011 to May 2012

    Galileo Processing

    Junior Programmer in Test

    Simulated prepaid debit card processing in PHP and tested web and backend systems.

03 / About

A little about me

I'm a full-stack engineer, and I like owning a product from end to end: the data model, the backend services and APIs, the frontend, and the infrastructure it runs on.

I started on backend systems at Raytheon, then spent six years at tZERO building trading backends in Java, Scala, and Kotlin, writing security token smart contracts, and leading the mobile team. That smart contract work earned three patents. Since then I've led engineering teams at TaxBit, Nerd United, and Anchorage Digital, and served as CTO of Realio.

Today I run NLJTS Consulting. I serve as fractional CTO for two companies, owning their technical direction and engineering, and I'm back to building hands-on: full-stack platforms, AI agents and LLM-powered tools, and onchain analysis tooling.

Stack

  • TypeScript
  • React
  • Node.js
  • Python
  • LLM APIs
  • AI agents
  • RAG
  • Java, Kotlin, Scala
  • PostgreSQL
  • MongoDB
  • Solidity
  • AWS
  • DigitalOcean

Education

B.S. Computer Science, University of Utah

05 / Speaking

On stage

  • CryptopiaMay 2023
  • Miami Web3Nov 2022
  • Silicon Slopes SummitSep 2022
  • PermissionlessMay 2022
  • Women Impact TechMay 2022
  • CryptopiaJan 2022
  • Silicon Slopes SummitSep 2021
Contact

Let's build something

Need a fractional CTO, a full-stack engineer for a product build, a second opinion on your architecture, or a speaker for your event? Send a note.